What does Gumroad really cost you?
Enter your monthly sales and average price to see what each Gumroad plan costs you in a month, with its fees on your sales, and how that compares with Swipefast.
For your numbers, Swipefast costs $234 less a month than the cheapest Gumroad plan, about $2,814 a year.
| Platform | Plan | Subscription | Fees on sales | Total a month |
|---|---|---|---|---|
| Swipefast | One plan | $49 | $0 | $49 |
| Swipefast | With Stripe's card fee | $49 | $125 | $174 |
| Gumroad | Direct sales | $0 | $408 | $408 |
- Card processing (Stripe, PayPal) isn’t included: it’s the same wherever you sell with your own account.
- Gumroad takes 30% instead on sales through its Discover marketplace. It takes the payment itself, so Swipefast is also shown with Stripe's standard card fee (2.9% + 30¢) added.
- Prices from each platform’s own pricing page: Gumroad (October 9, 2026).
Swipefast is $49 a month with bumps, upsells, payment plans and affiliates included. Your AI can set it up for you.
Questions
Is card processing included?
No. Stripe or PayPal charge the same card fee wherever you sell with your own account, so it's left out to keep the comparison fair. Where a platform takes payments itself, its own note says so.
Where do the prices come from?
From each platform's own pricing page, with the date we checked it under the results. Check Gumroad's pricing page before you decide, since plans change.
Why is Swipefast in the comparison?
It's our tool, so we show it next to the others, at $49 a month and 0% of your sales. Where another platform costs less for your numbers, the calculator says so.